There’s no question that wildfire losses are increasing—the question is whether this is a threat or an opportunity for (re)insurers.KCC’s newest white paper demonstrates how large loss-producing fires happen and where they are likely to occur in the future. While the losses from the recent LA wildfires were unprecedented, the conditions that led to these losses were not. The paper illustrates how insurers can be prepared for the frequency and severity of future losses well in advance.

KCC estimates the impacts of the Palisades and Eaton Fires using the high-resolution US Wildfire Reference Model.

KCC estimates the impacts of Hurricane Milton using its high-resolution US Hurricane Reference Model.

KCC estimates the impacts of Hurricane Francine using its high-resolution US Hurricane Reference Model.

KCC estimates the impacts of Hurricane Francine using its high-resolution hurricane reference model.

KCC estimates the impacts of Hurricane Debby using its high-resolution hurricane reference models.

This white paper addresses why 2023 was an active year for SCS, how much of the activity was due to climate change versus cyclical factors, how frequently insurers should expect this type of season in the future, and how insurers can better prepare for future SCS activity and losses with scientifically advanced and proven-accurate modeling technology.

KCC estimates the impacts of Hurricane Beryl using its high-resolution hurricane reference models.

This white paper explores the differences between catastrophe models and climate models and delves into the ways in which climate models can complement the catastrophe models to assess and manage extreme event risk.

KCC estimates that insured losses for the Japan earthquakes will reach $6.4 billion.

Karen Clark & Company explores the intricacies of homeowners insurance premiums in Florida, delving into the scientific nuances of catastrophe risk modeling and explaining why premiums may remain elevated.

KCC estimates the impacts of Hurricane Idalia using its high-resolution hurricane reference models.

KCC estimates the impacts of Hurricane Hilary using its high-resolution hurricane reference models.

KCC estimates the impacts of the Lahaina Fire using the high-resolution KCC US Wildfire Reference Model.

This report considers the causes of ARs in California, the frequency and timing of ARs, the reasons the 2022-2023 winter season was so severe, and the potential impacts of the recent winter season on the wildfire season of 2023.

KCC estimates the impacts of the June 10-19 Interstate Hail and Wind Outbreak using the high-resolution KCC SCS Reference Model.

This report shares insights from the 2022 season and the findings of the two comprehensive damage surveys conducted by KCC scientists and engineers following Hurricane Ian.

KCC estimates that insured losses for the Turkey earthquakes will top $2.4B.

KCC estimates that the insured losses from Winter Storm Elliott will be $5.4B across 42 states.

In this white paper, KCC explains why the Hurricane Ida loss was over-estimated by the industry.

KCC estimates the impacts of Hurricane Ian using the high-resolution US Hurricane Reference Model.

KCC estimates the impacts of the Marshall Fire using the high-resolution KCC US Wildfire Reference Model.

KCC estimates the impacts of the December 2021 Tornado Outbreak / Quad-State Tornado using the high-resolution KCC SCS Reference Model.

KCC discusses the impact of climate change on hurricanes and quantifies what this means for insured wind losses as well as the incorporation of climate change in the KCC US Hurricane Reference Model Version 3.0.

KCC estimates the impacts of Hurricane Nicholas using the high-resolution US Hurricane Reference Model.

KCC estimates the impacts of the 2021 M7.0 Mexico Earthquake using the high-resolution KCC Mexico Earthquake Reference Model.

KCC estimates the impacts of Hurricane Ida using the high-resolution KCC Caribbean and US Hurricane Reference Models.

KCC estimates the impacts of Hurricane Grace using the high-resolution KCC Caribbean and Mexico Hurricane Reference Models.

KCC estimates the impacts of Hurricane Henri using the high-resolution KCC US Hurricane Reference Model.

KCC estimates the impacts of Tropical Storm Fred using the high-resolution KCC Caribbean and US Hurricane Reference Models.

KCC discusses the highlights of the Intergovernmental Panel on Climate Change (IPCC) Sixth Assessment Report (AR6) released on August 9, 2021.

KCC estimates the impacts of the 2021 M7.2 Haiti Earthquake using the high-resolution KCC Caribbean Earthquake Reference Model.

KCC estimates the impacts of Hurricane Elsa in the US and Caribbean using the high-resolution KCC US and Caribbean Hurricane Reference Models.

The 2020 hurricane season broke records for the number of named storms that formed in the Atlantic and for the number of named storms that made landfall in the US. Throughout the season, KCC monitored impacts of landfalling storms before, during, and after landfall. This report shares insights gleaned from the historic 2020 season.

KCC estimates the impacts of Hurricane Zeta in the US and Mexico using the high-resolution KCC US and Mexico Hurricane Reference Models.

KCC estimates the impacts of Hurricane Delta on the US and Mexico using the high-resolution KCC US and Mexico Hurricane Reference Models.

KCC estimates the impacts of Hurricane Sally on the US using the high-resolution KCC US Hurricane Reference Model.

KCC estimates the impacts of Hurricane Laura on the Caribbean and US using the high-resolution KCC US and Caribbean Hurricane Reference Models.

KCC estimates the impacts of Hurricane Isaias on the Caribbean and US using the high-resolution KCC US and Caribbean Hurricane Reference Models.

KCC estimates the impacts of Hurricane Hanna on the US using the high-resolution KCC US Hurricane Reference Model.

KCC estimates the impacts of Tropical Storm Fay on the US using the high-resolution KCC US Hurricane Reference Model.

KCC estimates the impacts of Tropical Storm Cristobal on the US using the high-resolution KCC US Hurricane Reference Model.

Forecasters are in agreement that 2020 will be an above average hurricane season. The coronavirus pandemic will influence hurricane preparedness and response and will likely impact hurricane losses if there are landfalling events. This Event Brief examines potential impacts in three areas: preparation, claims adjusting, and reconstruction.

Belgium has had more deaths per capita than any other country and two and a half times as many deaths per million as Sweden. Yet Belgium has instituted strict lockdown orders while Sweden did not. This Event Brief looks at data from the two countries to compare the relative effectiveness of different pandemic responses.

The US is now more than two months into the Coronavirus crisis and much is being learned from the data collected by the Centers for Disease Control and state health departments. This Event Brief shares insights from KCC analyses of the available data on deaths and hospitalizations resulting from COVID-19.

Typhoon Jebi caused the highest insured losses from a typhoon in the Asia-Pacific region. This white paper examines the meteorological and historical context of this event, shares the results of a KCC post-event survey, and discusses the frequency and severity of tropical cyclones in Japan based on the KCC Japan Typhoon Reference Model.

KCC estimates the privately insured losses from Hurricane Barry.

Based on the high-resolution KCC US Hurricane Reference Model, KCC has estimated insured loss from Hurricane Michael.

Based on the high-resolution KCC US Hurricane Reference Model, KCC has estimated insured loss from Hurricane Florence.

KCC estimates the privately insured losses for the June 6, 2018 hailstorm that impacted Dallas, Tarrant, and Denton counties

The 2017 Hurricane season brought multiple major hurricanes to the US and Caribbean. Before, during, and after landfall, KCC monitored storms for potential impacts and provided industry loss estimates based on the KCC high-resolution hurricane reference model.

Based on the high-resolution KCC US Hurricane Reference Model, KCC has estimated insured loss from Hurricane Alberto.

Based on the high-resolution KCC US Severe Convective Storm (SCS) Reference Model, KCC has estimated insured loss from a May 11-16 event.

Over the past several years, insurers have experienced increasingly large losses from severe convective storms (SCS). KCC scientists have examined potential factors contributing to this increase, including long-term climate change and cyclical factors.

Karen Clark & Company (KCC) today announced the release of Version 1.0 of its Severe Convective Storm (SCS) Reference Model. The model is based on advanced scientific modeling techniques and has been validated with high resolution insurer claims data.

Based on the high-resolution KCC US Hurricane Reference Model, KCC has estimated insured loss from Hurricane Nate.

Based on the high-resolution KCC Hurricane Reference Model, KCC has estimated insured loss from Hurricane Maria.

Based on the high-resolution KCC Hurricane Reference Model, KCC has estimated insured loss from Hurricane Irma.

Based on the high-resolution KCC US Hurricane Reference Model, KCC has estimated insured loss from Hurricane Harvey.

Based on the high-resolution KCC US Hurricane Reference Model, KCC has estimated insured loss from Hurricane Matthew in Florida.

Dr. Nozar Kishi contributed to "The 2016 Kumamoto Earthquakes: Cascading Geological Hazards and Compounding Risks," published in Frontiers in Built Environment, Volume 2.